RuPay Credit Card Generator
One click gives you a dummy 16-digit RuPay number with a valid Luhn checksum, plus a random cardholder name, CVV and expiry date for testing checkout forms.More Developer & Test Data Generators
The RuPay Credit Card Generator makes one dummy RuPay card per click: a 16-digit number that starts with a real RuPay prefix and passes the Luhn checksum, shown on a card graphic with a random cardholder name, an expiry date and a three-digit CVV on the back. The numbers are not issued by any bank, are not linked to an account and cannot be charged. They exist so you can fill in a payment form during development or QA without typing a real card.
What you get with each card
- Card number: 16 digits grouped in fours, e.g. 6082-1853-0927-8946. The first digits come from RuPay's published ranges (see below) and the last digit is the Luhn check digit.
- Cardholder name: a random full name from a test-data library, not a real person.
- Expiry: a random month and a year between one and ten years from now, shown as MM/YYYY.
- CVV: a random three-digit code, printed on the back of the card graphic.
- Address and ZIP: a random US-style street, city, state and ZIP, included in the copied and downloaded text. The address is US-format even though RuPay is an Indian network; it's there so billing-address fields have something to hold.
The Copy Card button puts the number, brand, name, address, CVV and expiry on your clipboard as plain text, and Download Card saves the same text as a .txt file named after the card number. Both include a one-line disclaimer that the card is fictional.
RuPay number format and the ranges this tool uses
RuPay is the domestic card network run by the National Payments Corporation of India (NPCI), launched in 2012. Its card numbers are always 16 digits. The network has several issuer-identification prefixes, and the generator picks one of these at random for each card:
| Prefix | Notes |
|---|---|
| 60 | The original and most common RuPay range |
| 65 | Later RuPay range (shared with Discover's 65 range) |
| 81, 82 | Newer RuPay ranges |
| 508 | RuPay range used by several public-sector banks |
| 353, 356 | RuPay-JCB co-badged cards (JCB's 35 range) |
After the prefix, the remaining digits are random and the final digit is calculated with the Luhn (mod 10) algorithm, which is what most checkout forms check before they ever talk to a payment gateway. That's why a generated number gets past client-side validation but is declined the moment a real processor looks it up: the bank identification number is plausible, but no issuer has the account.
Because the prefix is chosen at random from all seven ranges, a card detector that classifies by BIN may label a 65-prefix card as Discover or a 353 card as JCB. If your test needs a card that unambiguously reads as RuPay, generate again until you get a 60, 81, 82 or 508 number.
Where this is useful
- Checkout-form validation. Confirm your form accepts a 16-digit RuPay number, groups the digits correctly and detects the brand from the prefix.
- Sandbox and staging environments. Fill mandatory card fields in a non-production build where nothing is actually charged.
- Screenshots and demos. Show a filled-in payment screen without exposing anyone's real card.
- Teaching the Luhn check. Generate a few numbers and verify the checksum by hand or in code.
What it is not for: signing up to services, "free trial" tricks or anything that involves a real merchant. The number has no funds behind it, and using fabricated card details on a live site is fraud in most jurisdictions.
Other test-data tools
If the brand doesn't matter, the Random Credit Card Generator covers Visa, Mastercard and a dozen other networks from the same engine, and the Debit Card Generator does the debit equivalent. For a full fake banking profile you can pair a card with a Bank Account Number Generator and a Bank Routing Number Generator, and the Random Email Generator fills in the contact field. The rest are under all developer & test data tools.
Frequently asked questions
- Can I use a generated RuPay card number to pay for something?
No. The number is mathematically valid but no bank issued it, so any real transaction will be declined. It is only for testing forms and demos.
- How many RuPay dummy card numbers can I generate?
One per click, with no limit on clicks. Copy or download each one as you go; there is no bulk export.
- Why does the address say USA when RuPay is an Indian network?
The generator's address library is set to US locale, so the street, state and ZIP are American-style test data. Treat it as filler for billing-address fields, not as an Indian address.
- Does the number pass the Luhn check?
Yes. The last digit is computed so the whole 16-digit number satisfies the Luhn (mod 10) algorithm, which is the check most payment forms run before submitting.